Oklahoma is no stranger to severe weather, and too often, storms creates opportunity—for scammers. OCPA focuses on the fraud that follows tornadoes, floods, and other disasters: contractors who take payment and vanish, insurance claims mishandled or denied in bad faith, and scams that specifically target disaster victims when they're most vulnerable. Oklahomans need security when vetting a contractor before a storm hits, disputing an insurance settlement, or trying to determine if a "recovery assistance" offer is legitimate.